MTL - Extraordinary Genius

Through the card, the download volume of payment packages has increased greatly, but this still does not satisfy Feng Yu. Because it is very likely that many people will delete the app after the card collection event, or will not use it at all.

At this time, we need a way to retain customers for a long time, this way is red envelopes.

In the past, whether it was OQ payment, WeChat payment, payment package payment, there was a red envelope function, and even a variety of social software, there are also red envelope function.

This feature not only allows these payment software to be used more by users, but also functions as part of the bank.

Your coin purse is your bank deposit, and this is just a number in your account. You can use your money to invest and earn more money.

Even in the future, you can give interest to those accounts, like the bank's demand deposits, which can be withdrawn at any time, but all need to pass the platform for payment packages.

In other words, your money is actually placed in the hands of the company that pays the package. Then you can use the payment package to make money. When you want to transfer to a bank account, you must pay the package and pay the package company. Transfer your money to your bank account.

Although there may not be too much money in a coin purse, it will be less. If there are 10 million users and each account has a hundred dollars, then it is also a deposit of 10 billion yuan, enough to make a lot of investment choices.

Even if you deposit interest into a bank, it is equivalent to using other people's money to make money for you.

"Feng Dong, this red envelope function, it sounds very interesting, but will there be so many people use it?" Lei Dajun is somewhat curious.

"When we are Chinese, we will send red envelopes to the younger generations during the New Year. If we celebrate corporate celebrations, we will send red envelopes to our employees. In the event of a wedding birthday, we must also red envelopes. Red envelopes have become a traditional custom of ours. This development, there will be countless people willing to use."

"For example, the boss sends a red envelope to the subordinates, as a bonus. The man sends a red envelope to his girlfriend, so that you can solve the problem of not knowing what to buy..." Feng Yu has nothing to say, that is, the subordinates give the boss a red envelope, and the parents give the teacher a haircut. Red envelopes, etc., these will definitely exist.

"Feng Dong, you said that this is better in our China, but in foreign countries, there is no custom of sending red envelopes there?" Many foreign countries, birthdays or weddings, are giving gifts instead of red packets. . Lei Dajun believes that this red envelope function will not be used at all in foreign countries.

Feng Yu smiled confidently: "Old Ray, remember the farm stealing food?"

The farm steals food, and even the old people like Liu Chuanzhi and Zong Qingxian are playing at that time. The charm is big and unstoppable. This has come abroad, and it is also very hot. There were many celebrities at the time, all playing this.

"The experience of stealing food is difficult to experience in normal life, especially in legal situations. This red envelope also has a kind of fun, that is to grab!"

"Grab? What do you mean?"

"It's very simple, who is who grabs it. For example, in a group, I send a red envelope, whoever opens it first, then who can get it. Do you think that the person who grabbed the red envelope is extremely The joy?"

"Also, I can divide a red envelope into five. These five can be equal or not equal. In the case of equal parts, everyone gets the same, if not equal, then the amount It’s random, five people get red envelopes of different sizes.”

"You think that two people have grabbed the same red envelope. For example, this red envelope is ten dollars. I have allocated eight yuan. You only have two dollars. My sense of joy is more than you. If I get nine or nine. Mao Jiu, and you only get a penny, then I will be more happy than all the ten dollars."

"The ancients are cloudless, and they are not suffering from unequalness. But we are trying to create this kind of inequality and let people enjoy the fun. With contrast, we can greatly enhance people's sense of joy and happiness."

For example, if your monthly income is 5,000, you feel that you are not enough to support your family. But if your colleague only has a monthly income of 3,000, then when you compare with him, the salary satisfaction will increase a lot.

It is said that a boss has done this before, so that his son can work in the company. When others complain that the salary is low, they find that there is another colleague. The salary is only half of them. They are still very satisfied with it every day, so they are very embarrassed to mention Ask for an increase in wages.

But in fact, the salary card of the people is just a cigarette. The real money given by the old man every month is ten times or even dozens of times the salary of these people!

"You will develop according to my requirements, complete it as soon as possible, and don't have any bugs. In the future, this function will bring more funds to the payment package."

When you send and receive red envelopes, there will always be money in the coin purse. So many people did not intend to put money into the wallet, and now they will be released.

Of course, the future coin purse has many functions, such as the ability to hide private money, which is a very popular way for many men who do not have financial rights at home.

In the future, there will be a link between the payment package and the living payment. Now that there is a network payment service, no one will be willing to install an app that pays for water and electricity.

With payment software such as payment packages to complete fast and convenient payment, it is convenient for many users, and payment software such as payment packages has become more popular and more popular.

Not just the payment package, Ma Huateng is also researching payment software. They themselves developed the Q currency, the virtual currency of the Internet, in China. Now they have many functions, even on the network, they can replace some in many times. The function of RMB.

Penguin has signed agreements with many companies, they will recycle Q coins and settle cash for each other. In this way, the promotion of Q coins, Penguin company is of course also beneficial, that is, many people will rush Q coins, so that penguin's income is more, and at the same time greatly enhance the status of Q coins, making it irreplaceable!

Ma Huateng also saw the profitability of the payment package. He believed that with the huge user group of their OQ, the development of payment software for promotion would definitely make money.

He also wants to be an Internet bank. Jingdong can open a bank. Why can't they penguins? Future Internet payments will definitely become more frequent, and they can't miss this opportunity.

It’s not too late to start doing it now, they still have time to keep up with the team. And he also knows the red envelope function that Feng Yu said. He found the interesting place inside. This is too suitable for promotion on OQ and WeChat because they have the most group.

Grab the red envelope, focus on a grab word, when there are many people, grab the highest level of joy, regardless of whether the payment package can be successful because of this, but their penguins will definitely make this function a great success!

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